Full Service Mort- Products

Home

Products

About Us

FAQ

Full Service Mortgage Inc. offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:

Interest Only
ARM (Adjustable Rate Mortgage)

Interest Only Keep in mind this product is perfect for certain candidates. This product can in certain cases be misused by first time home buyers who want more house than they can afford. Anyone who is interested in a lower payment than the fixed options need to be disciplined financially in order to prepare for the larger payment later.

ARM (Adjustable Rate Mortgage) This loan usually offers a lower rate than the fixed rate option, therefore offering a lower payment. Keep in mind that this rate can change after a set period of time. The change in rate will in turn either increase or decrease your original payment. Term: 30 years


Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.